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5 Beds
3 Baths
2,765 sqft

$1,399,000

517 20TH AVE, INDIAN ROCKS BEACH FL, 33785

Price per sqft$505.97
Built in1971
Property size2,765 sqft
Property typeResidential
Courtesy of KELLER WILLIAMS GULF BEACHES, Troy Walseth  Listing Contact: [email protected]

Overview

Active

Listed Sep 30, 2026

Updated 44h ago

The sunset is a daily event at this west-facing Indian Rocks Beach waterfront home. From the kitchen breakfast bar or anywhere in the family room, the Intracoastal Waterway fills a full wall of glass, framing the boats gliding past the mangrove island offshore until the sun drops behind the palms on the far shore. Five bedrooms, three baths and 2,765 square feet spread across two levels. The main level moves from a living room with plantation shutters and a turned wood staircase into an eat-in kitchen with solid wood cabinetry, solid surface counters, stainless appliances and a breakfast bar that opens to the family room. The family room and adjoining bonus room wrap the back of the house in water-facing windows, finished with crown molding, ceiling fans and a slider to the back yard. Three first-floor bedrooms and two full baths sit in a split plan, including a bedroom with its own en suite bath and walk-in closet, which gives guests, family or rental groups room to spread out. The second floor has been updated with plank flooring, ceiling fans and recessed lighting, and both upstairs bedrooms open onto a composite balcony above the dock. The primary suite has a double vessel-sink vanity, a walk-in closet and an en suite bath with tub and shower. The second upstairs bedroom includes a wet bar, a natural setup for an owner's retreat or a self-contained guest level. Out back, mature live oaks shade a ground-level deck and a brick paver path that leads to the concrete seawall. The composite dock has electric service, a sitting area at the end, a fish cleaning station and davits with motors and cables replaced in 2022, so a morning coffee on the dock turns into a run up the waterway without a trailer in sight. The yard is fenced and landscaped, and rollaway hurricane shutters protect the west-facing windows. The roof was replaced in 2024 with hurricane clips, the upstairs A/C is 2024, the downstairs A/C is 2017 and the water heater is 2026. There is no HOA, and the home comes with an attached two-car garage, a laundry room with washer and dryer, and a water softener. That combination works for a full-time residence, a second home or a short-term rental, with no rental minimums. The street ends in a quiet cul-de-sac, and the Gulf Boulevard restaurant corridor, the public beach accesses and the mangrove boardwalk at the Indian Rocks Beach Nature Preserve are all a short bike ride away, with St. Pete-Clearwater International Airport an easy drive for visiting family and guests. Bring the furniture and the boat. The sunset from your bedroom balcony is already in place.

$9,308/mo

Est. mortgage payment based on a $1,399,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
TB8550741

Interior Features

Bedrooms
5
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.15 Acres

Other Property Details

Taxes
$14,297
Tax Frequency
Annually
Association Fee Frequency
Monthly
Garage
Yes
View
Yes
Waterfront
Yes
55+/Senior Community
No

Listings courtesy of Stellar MLS as distributed by MLS GRID

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Allison Hunter shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Properties displayed may be listed or sold by various participants in the MLS. 

Based on information submitted to the MLS GRID as of 10:06 PM UTC on 10/7/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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